Privacy Policy

Last updated: January 2026

BachatVikas (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and safeguard your information when you visit our website or interact with our services.

1. Information We Collect

• Contact details such as name, email address, and phone number.
• Information shared during inquiries related to mutual funds, insurance, or financial education.
• Basic website usage data such as pages visited, device type, and browser information.
• Any information you voluntarily provide through forms, WhatsApp, email, or calls.

2. Information We Do Not Collect

• We do not collect or store credit card, debit card, or net banking credentials.
• We do not access your bank account without explicit authorization through approved platforms.
• We do not sell or trade personal data.

3. How We Use Your Information

• To respond to your queries and provide financial education or guidance.
• To facilitate mutual fund or insurance services through authorized partners, where applicable.
• To improve our website, content, and user experience.
• To meet legal, regulatory, and compliance requirements.

4. Data Sharing & Disclosure

• We do not sell or rent your personal information.
• Information may be shared only with trusted and authorized partners for service delivery.
• We may disclose information if required by law or regulatory authorities.

5. Data Security

We use reasonable administrative, technical, and organizational measures to protect your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Cookies & Analytics

Our website may use cookies or analytics tools to understand usage patterns and improve performance. You can control cookie usage through your browser settings.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

8. Children’s Privacy

BachatVikas does not knowingly collect personal data from individuals under the age of 18. If such information is identified, it will be deleted promptly.

9. External Links

Our website may contain links to external websites or platforms. We are not responsible for the privacy practices or content of such third-party sites.

10. Regulatory Compliance

• BachatVikas operates as a financial awareness and facilitation platform. Financial products and services are offered through duly registered and compliant third-party service providers, in accordance with applicable SEBI regulations.
• Insurance-related services are facilitated through partners operating under applicable IRDAI guidelines.

11. Contact Us

If you have questions regarding this Privacy Policy or data handling practices, you may contact us at:

Email: info@bachatvikas.in

By using this website, you agree to the terms of this Privacy Policy. We may update this policy from time to time, and changes will be reflected on this page.