Risk & Disclaimer

Last updated: January 2026

This Risk & Disclaimer page is intended to provide clear and transparent information about the nature of services offered by BachatVikas and the risks associated with financial products and decisions.

1. General Disclaimer

BachatVikas is a financial awareness and guidance platform. The information provided on this website is for educational and informational purposes only and should not be construed as personalized financial, investment, legal, or tax advice.

2. Investment Risks

• All investments are subject to market risks.
• Mutual fund and market-linked products can fluctuate in value.
• Past performance is not indicative of future results.
• There is no assurance or guarantee of returns on any investment.

3. No Guaranteed Returns

BachatVikas does not promise, assure, or guarantee any specific returns, profits, or outcomes from investments, insurance products, or financial decisions. Users are advised to make decisions based on their own understanding and risk tolerance.

4. Nature of Guidance

• Content shared on this website, social media, or communication channels is general in nature.
• Any financial guidance provided is based on publicly available information and user-shared inputs.
• BachatVikas does not act as a SEBI-registered investment advisor unless explicitly stated.

5. Mutual Fund & Insurance Services

• Mutual fund-related services are facilitated through duly registered and compliant third-party service providers, in accordance with applicable SEBI regulations.
• Insurance-related services are facilitated through registered insurance partners in compliance with applicable IRDAI guidelines.
• Final product decisions are taken by users after reviewing all relevant scheme or policy documents.

6. User Responsibility

• Users are responsible for reading all offer documents, scheme information documents (SID), key information memorandums (KIM), and policy wordings.
• Users should consult qualified professionals where required.
• Financial decisions should be made considering personal goals, financial situation, and risk appetite.

7. Limitation of Liability

BachatVikas shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from the use of information, services, or content provided on this website.

8. External Links & Third Parties

This website may contain links or redirections to third-party service providers for product execution. BachatVikas does not control and is not responsible for the content, performance, accuracy, or practices of such third-party platforms or services.

9. Regulatory Compliance

• Financial products and services facilitated through BachatVikas are offered via duly registered and compliant third-party service providers.
• Insurance-related services are facilitated through partners operating under applicable IRDAI guidelines.
• All activities are subject to prevailing laws and regulatory frameworks applicable in India.

10. Updates to Disclaimer

BachatVikas reserves the right to update or modify this Risk & Disclaimer page at any time. Users are encouraged to review this page periodically.

By using this website, you acknowledge that you have read, understood, and agreed to this Risk & Disclaimer.

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